Closing Issues? Understand Insurance in Simple English
Closing Issues? Understand Insurance in Simple English
Why do some claims never get paid? Why does underwriting reject a house your buyer loves? One hour of insurance, translated into the language you actually speak: closings.
Homeowner's insurance runs on myths -- and agents inherit their clients' myths at the closing table. This hour replaces the myths with how policies and claims actually work.
Your buyer believes things about their homeowner's policy that are simply not true. When those beliefs collide with reality -- a claim denied, a coverage surprise, an underwriting rejection -- you are the one standing closest to the fallout.
David Offutt, a University of Farmers graduate who owns his own insurance agency, spends this hour debunking the common myths about homeowner's policies, walking through how the claims process really works, and explaining why some claims never get paid. In plain English, with the jargon left at the door.
You will not leave as an insurance expert. You will leave as the agent who can answer the question every client eventually asks.
Insurance, minus the jargon
The myths, busted
The most common misconceptions about homeowner's policies -- the ones your clients repeat to you as fact.
How claims really work
Insider perspective on the claims process: what moves a claim forward, what stalls it, and who decides.
Why claims get denied
The real reasons some claims never pay -- and the policy details that determined the outcome before the storm ever hit.
Your closing, protected
How to use this knowledge to keep insurance surprises away from your next transaction.
Built for people with closings tomorrow
Fast
One hour, one sitting, and your credit posts to TREC in about 3 seconds -- even at 11pm the night your license expires.
Simple
No apps. No plugins. No mystery. Phone, tablet, or laptop -- the course saves your place.
No risk
"I think my CE is the best you can get. If you don't agree, I'll refund your money." -- David Offutt, Founder. You keep every CE hour you earned.
Proven
About 9,000 Texas license holders trained since 2014. TREC CE Provider #10010-CEP. Real instructors in a real studio.
An insurance man teaching agents about insurance
David Offutt
University of Farmers graduate, licensed Texas insurance agent, and agency owner. Also TREC CE Provider #10010-CEP and holder of TREC Instructor #1597 -- issued directly by TREC on subject-matter equivalence before that pathway closed in 2019.
Quick answers
Does this count toward my 18 TREC hours?
Is this course selling me insurance?
When does my credit reach TREC?
Speak insurance. Keep it simple.
One hour, plain English, from an actual agency owner. Posted to TREC in about 3 seconds.
Enroll Now$7.49Doing the full renewal? Dean's List packs every elective for $85.
