Realtors Uninsured: Almost all Realtors® Drive Uninsured Daily!
Realtors Uninsured: Almost All Realtors Drive Uninsured Daily
Your broker made you add them as an "additional insured" on your car policy. Here is the uncomfortable part: that clause does not cover what everyone thinks it covers -- and you are probably driving exposed right now.
David teaches this class to real estate agents, brokers, AND insurance agents -- because most of them had the same gap in their own policies and never knew it.
The setup sounds like a trick question: why does your broker require an "additional insured" clause on your personal auto policy? And whether they do or not -- what actually happens to your coverage while you are driving clients, hauling signs, and practicing real estate out of your own car?
This hour walks through what that clause really does, why it can increase your risk while providing no coverage benefit to the broker, and why even your own insurance agent may have made the same mistake on their own policy. Then it hands you the fix: one simple phrase, a couple of dollars on your current policy, and the gap closes.
One elective hour. One genuinely useful correction to your personal risk. That is a fair trade.
The coverage gap, mapped and fixed
What "additional insured" really means
What the clause does on a personal auto policy -- and the coverage it does not add, no matter what everyone assumes.
Why you drive exposed
How practicing real estate out of a personally insured car creates a business-use gap most agents never see coming.
Why nobody caught it
Brokers require the clause, agents sign it, insurance agents write it -- and the gap survives all three. Here is why.
The couple-of-dollars fix
The specific policy phrase that closes the gap on your current policy -- usually for pocket change.
Built for people with closings tomorrow
Fast
One hour, one sitting, and your credit posts to TREC in about 3 seconds -- even at 11pm the night your license expires.
Simple
No apps. No plugins. No mystery. Phone, tablet, or laptop -- the course saves your place.
No risk
"I think my CE is the best you can get. If you don't agree, I'll refund your money." -- David Offutt, Founder. You keep every CE hour you earned.
Proven
About 9,000 Texas license holders trained since 2014. TREC CE Provider #10010-CEP. Real instructors in a real studio.
An insurance man teaching agents about insurance
David Offutt
Licensed Texas insurance agent and agency owner, TREC CE Provider #10010-CEP, and holder of TREC Instructor #1597 -- issued directly by TREC on subject-matter equivalence before that pathway closed in 2019. He teaches this material to both sides of the desk.
Quick answers
Does this count toward my 18 TREC hours?
Is this a sales pitch for insurance?
When does my credit reach TREC?
Find the gap before it finds you.
One elective hour that protects your own liability. Posted to TREC in about 3 seconds.
Enroll Now$7.49Doing the full renewal? Dean's List packs every elective for $85.
